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12818 E Highway 20 Clearlake Oaks, CA 95423
$220,000 3 beds, 2 baths
1, 080 sqft
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Charming, Updated Home with Privacy & Character in Clearlake Oaks — Assumable Loan at 4.125%! Welcome to 12818 E Highway 20, Clearlake Oaks, where timeless charm meets modern comfort! Built in 1930, this delightful 3-bedroom, 1.5-bath home offers approximately 1,080 square feet of inviting living space, filled with character and thoughtful upgrades throughout. Warm, welcoming, and full of personality, this home blends its original charm with modern improvements, creating a comfortable and appealing place to call home. The private setting adds to its appeal, while the fenced backyard provides a wonderful space for outdoor entertaining, gardening, pets, or simply relaxing in your own peaceful retreat. An exceptional opportunity: The existing loan may be assumable at an attractive 4.125% interest rate, subject to lender approval and buyer qualification! This potential financing advantage adds even more appeal to an already charming property. Whether you’re searching for your first home, looking to downsize, or seeking an investment opportunity, this Clearlake Oaks gem offers a wonderful combination of character, functionality, privacy, and potential financing benefits. A little vintage charm, modern touches, and a whole lot to love—schedule your private showing today!

Listing Details

Property type: Single Family Residence (Single Family)
Status: Active
MLS# LC26220347
List price is $220,000
HOA Fee is $0.00
Beds: 3
Baths: 2 (1 full) (1 half)
None fireplaces
Built in 1930
1,080 sqft
1 story
0.14 acres
Lot size: 0.1400
County: Lake
Interior features: Eat-in Kitchen,All Bedrooms Up
Parking description: Driveway
Lot description: ZeroToOneUnitAcre
Heating/cooling: Wall/Window Unit(s)
Heating description: Baseboard
MLS area: LCOAK - Clearlake Oaks

Last Updated: 10/16/2026

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This listing belongs to the LCOAK - Clearlake Oaks MLS area

Lat/Long: 39.027103, -122.670170.
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Listing Agent: Jennifer Perez
Lic#: 01276603
Office Name: Tustin

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Area Overview

Total population of , which has changed by % since 1990.
The median age of the population is , while the median age of dwellings is .
Out of households, are families.

Community Characteristics:

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Population by Gender

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