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364 Mccarthy Avenue Oceano, CA 93445
$1,674,000 4 beds, 4 baths
2, 772 sqft
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Luxury Coastal Living Just Minutes from Pismo Beach & Shell Beach. Built by Beach Front Builders, this brand-new custom home is located at the gateway to Pismo State Beach, just minutes from Pismo Beach, Shell Beach, downtown Arroyo Grande, and the Oceano Dunes. Eligible to be licensed as a vacation rental, it offers an outstanding opportunity as a primary residence, second home, or income-producing coastal property. Set on an oversized 4,300± sq. ft. lot with 43 feet of road frontage, one of the home's biggest advantages is something rarely found this close to the beach: generous off-street parking and a dedicated RV parking area with an RV waste connection. Whether you're bringing an RV, side-by-sides, dune toys, or looking for features that appeal to vacation renters, this setup offers exceptional flexibility. The main level features an open floor plan connecting the living room, dining area, and kitchen with wide-plank flooring, coffered ceilings with wood beam accents, recessed lighting, a gas fireplace, and two large sliders opening to the backyard patio. The kitchen includes quartz countertops, custom cabinetry, double wall ovens, a six-burner gas cooktop with pot filler, oversized island, workstation sink, and spacious butler's pantry. A private first-floor bedroom with en suite bath, an additional guest bath, and a framed shaft designed for a future elevator provide flexibility for guests, multigenerational living, or long-term accessibility. Upstairs, the family room with wet bar opens to a balcony overlooking the Oceano Lagoon and dunes. The upper level has also been thoughtfully configured to allow a portion of the space to potentially be converted into a one-bedroom, one-bath junior ADU, creating additional flexibility for extended family, guests, or multiple rental configurations. Buyer to verify feasibility, permitting, and use. The primary suite features dual walk-in closets, a private balcony, makeup vanity, soaking tub, dual sinks, and walk-in shower. Two additional bedrooms and another full bath complete the upper level. A rooftop deck offers peekaboo ocean views, coastal breezes, and panoramic dune views. Additional features include owned solar, tankless water heating, and energy-efficient heat pump HVAC. Brand-new construction, vacation rental eligibility, exceptional parking, and immediate access to Pismo State Beach and the Oceano Dunes make this one of the Central Coast's most versatile coastal properties.

Listing Details

Property type: Single Family Residence (Single Family)
Status: Active
MLS# NS26158803
List price is $1,674,000 Reduced by $125,000 on 9/7/2026
HOA Fee is $0.00
Beds: 4
Baths: 4 (3 full) (1 half)
Family Room,Gas,Living Room fireplaces
Built in 2026
2,772 sqft
0.10 acres
Lot size: 0.0987
Subdivision: Oceano(350)
County: San Luis Obispo
Interior features: Beamed Ceilings,Wet Bar,Breakfast Bar,Balcony,High Ceilings,Open Floorplan,Pantry,Recessed Lighting,See Remarks,Bedroom on Main Level,Entrance Foyer,Walk-In Pantry,Walk-In Closet(s)
Appliances: Dishwasher,Gas Range,Microwave,Refrigerator,Tankless Water Heater
Parking description: Driveway,Garage Faces Front
Lot description: Rectangular Lot
Heating/cooling: Central Air
Heating description: Central
MLS area: OCNO - Oceano

Last Updated: 9/7/2026

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This listing belongs to the OCNO - Oceano MLS area

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Lat/Long: 35.104960, -120.628377.
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Listing Agent: Ian Chandler
Co Listing Agent: Hannah Chandler
Lic#: 01276603
Office Name: Tustin

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Total population of , which has changed by % since 1990.
The median age of the population is , while the median age of dwellings is .
Out of households, are families.

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