714-745-2708

16640 Los Banos Street, San Leandro, CA 94578

$997,000 Approx. USD 5 beds, 4 baths
1,425 sqft

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Marketed By The Keaty Team

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Marketed By The Keaty Team REALTOR® - Sales Associate 714-608-3298 m
714-745-2708 o
Lic#: 01276603
NRDS ID: 187514104
thekeatyteam@bhhscal.com Tustin Office
18302 Irvine Blvd, Suite 240
Tustin, CA 92780
Phone: 714-832-8800
Fax: 949-565-7700

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Listing Agent

Phil Roza | philip.roza@exprealty.com
Lic#: 02163941
Broker: Courtesy of eXp Realty of California Inc
Phone: 510-823-5788

Agent Remarks

RARE OPPORTUNITY WITH FLEXIBLE LIVING, OUTDOOR SPACE & A 2.5% ASSUMABLE VA LOAN! This move-in-ready property offers much more than the numbers suggest. The 1,425-SF main residence features 3 bedrooms and 1.5 baths, PLUS two separate finished studio spaces (approx. 365 SF and 216 SF 2006 SF Total), each with a full bath, kitchenette and mini-split HVAC ideal for guests, extended family, offices or flexible uses. The larger studio has a successful history of short-term rental use; the smaller has been used as a long-term rental. Buyer to investigate permitted uses. Even more exceptional: a FULLY ASSUMABLE VA LOAN with an approximate $497,000 balance at just 2.5% offering a qualified buyer potential savings of approximately $1,150 per month compared with current financing. The main home blends mid-century character with updates, including PPA solar, LED lighting, tankless water heater and EV hookup. The dine-in kitchen features quartz counters, updated cabinetry, stainless appliances and a walk-in pantry. Upstairs, the loft bedroom with half bath opens to a rooftop balcony overlooking the gardens and East Bay. The 7,500-sf property offers drought-tolerant landscaping, mature fruit trees, parking and entertaining areas, plus a 1,400+ sf vista terrace with sweeping views.

Listing Details

Property type: Single Family Residence (Single Family)

Status: Active

MLS# ML82055371

List price is $997,000 Reduced by $53,000 on 8/15/2026

Price: $997,000

Beds: 5

Baths: 4 (3 full) (1 half)

Built in 1947

1,425 sqft

0.17 acres

Lot size: 0.1722

County: Alameda

Zoning: R-1

Interior features: Loft

Appliances: Dishwasher,Disposal,Ice Maker,Microwave,Refrigerator,Range Hood

Parking description: Off Street

Heating/cooling: Wall/Window Unit(s)

MLS area: 699 - Not Defined

Last Updated: 9/20/2026

Days On Market (DOM): 64

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This listing belongs to the 699 - Not Defined MLS area

Lat/Long: 37.695584, -122.106374.
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DISCLAIMER: There is NO WARRANTY, expressed or implied, for the accuracy of this information or its applicability to your financial situation. Please consult your financial and/or tax advisor. GET PRE-APPROVED The loan's interest rate will depend upon the specific characteristics of the loan transaction and credit profile up to the time of closing.

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