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  • 3424 Cameo Drive #46

3424 Cameo Drive #46, Oceanside, CA 92056

$567,000 Approx. USD 2 beds, 2 baths
846 sqft

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The Keaty Team REALTOR® - Sales Associate 714-608-3298 m
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Lic#: 01276603
NRDS ID: 187514104
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Lic#: 01276603
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Tustin Office
18302 Irvine Blvd, Suite 240
Tustin, CA 92780
Phone: 714-832-8800
Fax: 949-565-7700
Tustin 18302 Irvine Blvd, Suite 240
Tustin, CA 92780
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Listing Agent


Bryan Smithwick | bryansmithwick@gmail.com
Lic#: 01972752
Broker: Courtesy of Coldwell Banker West
Phone: 760-473-9507

Agent Remarks

**2.875% ASSUMABLE VA LOAN (NON-VETERANS ARE ELIGIBLE) with an approximate $319K remaining loan balance** Step into coastal comfort in this newly upgraded condo nestled within the coveted community of Lomas De Oro. Perched upstairs on the corner, this home feels bright, open, and refreshed thanks to a full list of brand-new upgrades—LVP flooring, quartz countertops, new HVAC and water heater, fresh paint, stainless steel kitchen sink, updated fixtures, and more. This home has an open layout and offers two private balconies perfect for enjoying ocean breezes, plus a cozy fireplace and elegant French doors. Residents enjoy a one-car detached garage, one reserved parking space, and community amenities including a pool, spa, playground, and nearby hiking trails. All of this just minutes from the beach, Oceanside’s vibrant downtown area, MiraCosta College, Carlsbad Village, Camp Pendleton, along with countless shops, restaurants, and activities. VA/FHA approved. Seller has a 2.875% assumable VA loan with an approximate $319K remaining loan balance.

Listing Details

Property type: Condominium (Condo/Coop/Townhouse)
Status: Pending
MLS# NDP2605669
List price is $567,000 Reduced by $8,000 on 9/1/2026
Price: $567,000
HOA Fee is $440.00
Beds: 2
Baths: 2 (2 full)
Gas,Gas Starter,Living Room fireplaces
Built in 1990
846 sqft
1 story
10.22 acres
Lot size: 10.2204
County: San Diego
Property style: Mediterranean
Zoning: R-1: Single Fam-Res
Appliances: Built-In Range,Double Oven,Dishwasher,Freezer,Disposal,Gas Oven,Gas Range,Gas Water Heater,Refrigerator,Water To Refrigerator,Water Heater,Dryer,Washer
Heating/cooling: Central Air
MLS area: 92056 - Oceanside

Last Updated: 9/5/2026

 Days On Market (DOM): 84

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This listing belongs to the 92056 - Oceanside MLS area

The style of this listing is Mediterranean.
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Lat/Long: 33.194012, -117.308284.
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DISCLAIMER: There is NO WARRANTY, expressed or implied, for the accuracy of this information or its applicability to your financial situation. Please consult your financial and/or tax advisor. GET PRE-APPROVED The loan's interest rate will depend upon the specific characteristics of the loan transaction and credit profile up to the time of closing.

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